Disclaimers

This website is operated on behalf of Stewardship Financial Planning Pty Ltd (ABN 28 117 116 533).

The information on this site is subject to change without notice and, accordingly, Stewardship Financial Planning Pty Ltd recommends that you make direct contact with Stewardship Financial Planning Pty Ltd staff before acting upon material on this site.

The information in this website is general information only and does not take into your own personal circumstances, needs or objectives. You should not make any financial decisions based on any information in this site without speaking to a licensed financial adviser. No liability is accepted for any loss incurred by any person in reliance on such information whether by reason of error, omission or negligence.

The views and opinions stated and expressed on this website are that of Stewardship Financial Planning Pty Ltd and not the views of FYG Planners Pty Ltd ABN 55 094 972 540 (Australian Financial Services Licence No 224543) or its staff.

The information on this internet site is directed and available to residents of Australia only, and is not an offer or solicitation for the purchase of securities, units or investments, unless expressly stated otherwise. While Stewardship Financial Planning Pty Ltd provides the information in good faith, it accepts no responsibility for the accuracy, completeness or timeliness of the information.

Website Links

This site contains links to other websites operated by entities which do not belong to Stewardship Financial Planning Pty Ltd. These links have been provided solely for you to obtain further information about other relevant products and entities in the market. Stewardship Financial Planning Pty Ltd has no control over the information on these sites or the products or services on them, and therefore makes no representations regarding the accuracy or suitability of the information, services, or products described on them. You are advised to make your own enquiries in relation to third parties described or linked on this site. Inclusion of a link to a third party site should not be construed as that party's endorsement of this site.

By linking to sites operated by third parties, Stewardship Financial Planning Pty Ltd is not authorising the reproduction of any material on such sites, as such material may be the subject of intellectual property rights.

Software applications accessible from this site

Some of the software programs that may be downloaded via links from this site are products belonging to third parties. You use such third party software at your own risk. Such software is likely to be subject to licensing terms imposed by the owner of the software.

To the full extent permitted by law, Stewardship Financial Planning Pty Ltd excludes all liability in relation to using or downloading any software (third party or otherwise) that may be accessed from this site. Stewardship Financial Planning Pty Ltd makes no representations and provides no warranties in relation to such software. In particular, to the full extent permitted by law, Stewardship Financial Planning Pty Ltd excludes all liability for any damage (including, without limitation, loss of data, interruption to business and loss of profits) resulting from viruses or any other consequence of using or downloading any software (third party or otherwise) accessible via this site.

Copyright and Trademarks

Stewardship Financial Planning Pty Ltd is the owner of the copyright in the material on this site. You may not reproduce, adapt, upload, link, frame, broadcast, distribute or in any way transmit the material on this site without the written consent of the directors of Stewardship Financial Planning Pty Ltd, other than to the extent necessary to view the material or as permitted by law.

Privacy

Stewardship Financial Planning is committed to providing the highest quality of financial services within a trusted environment. Please read the privacy policy statement to understand how your personal information will be treated when you use this site.

Stewardship Financial Planning Privacy Policy

Central to the success of Stewardship Financial Planning Pty Ltd is our commitment to our clients. We honour without reservation our obligation to respect and protect the privacy of the personal information of individuals with whom we deal.

FYG Planners Pty Ltd, the licensee of Stewardship Financial Planning Pty Ltd is bound by the National Privacy Principles.

What type of information does FYG Planners Pty Ltd hold?

The type of information we hold varies depending on the type of product or service we provide to you. For example, FYG Planners Pty Ltd will hold different information about you if you have a life insurance policy than we will hold if you have a managed investment. In general, FYG Planners Pty Ltd may hold the following personal information:
  • name and address
  • date of birth
  • contact details, which may include your telephone number
  • your gender
FYG Planners Pty Ltd may also hold the following information about you:
  • occupation
  • tax file number, where you have given it to us
  • health information (for some types of insurance)
  • information relevant to your financial situation, for example where we have prepared a financial plan for you
  • insurance claim information, where this is relevant
  • your employer's name and address
  • your salary
  • the names and addresses of your dependants or beneficiaries
  • other information that you have given us

How does FYG Planners Pty Ltd use this information?

We use this information to provide recommendations to you relating to financial products or services. The types of financial products or services FYG Planners Pty Ltd recommends are, in general:
  • life insurance products, such as insurance for your life, permanent disability and income replacement
  • investment products and services such as managed investment funds and investor directed portfolio services
  • superannuation products, such as superannuation funds, investments for superannuation funds and investment insurance policies
We may also use the information to send you material about other financial products or services. If you do not want to receive this type of material, please tell us and we will stop. Our contact details are set out below.

Does FYG Planners Pty Ltd usually share information with other companies?

FYG Planners Pty Ltd does not usually share information with anyone else other than its internal staff and advisers on a restricted basis. It does share information as required by law eg. Australian Tax Office, Centrelink etc.

We do not sell mailing lists or disclose your personal details to other companies.

How does FYG Planners Pty Ltd handle a request for access to personal information?

Under the National Privacy Principles you are generally entitled to access the information we hold about you. Where you are entitled to access, the time we require to give you access will depend on the type of information requested. If we can, we will answer your question immediately. We will also try to answer you in the same way that you ask, for example, if you telephone to ask for the information we will, if practicable, give you that information over the telephone. We will generally respond to a written request in writing.

Sometimes, we will ask that you put your request in writing, for example, where you want copies of material or access to older information or files which are not current or it is necessary for us to retain a record of your request.

We may also ask you to identify yourself to our satisfaction.

In some circumstances, we may charge a fee for giving you access, which will vary but will be based on our costs (internal and external) in locating the information and the form of access you require. If we propose to charge a fee for giving access, we will give you an estimate of the fee so you can confirm that you still want us to give you access to the information. We do not impose any charge for lodging a request for access.

If we are entitled under the National Privacy Principles to refuse to give you access, we will tell you and provide reasons.

What if some of the information FYG Planners Pty Ltd holds is wrong?

We take all reasonable steps to ensure that all information we hold is as accurate as is possible. You are able to contact us at any time and ask for its correction if you feel the information we have about you is inaccurate or incomplete.

How do I make further enquiries or complain about a breach of privacy?

If you require more information about the way FYG Planners Pty Ltd manages personal information or wish to make a complaint about a breach of your privacy, please contact FYG Planners Pty Ltd (see below for details) and ask to speak to the FYG Planners Pty Ltd Professional Standards Manager, who is responsible for privacy issues.

How can I contact FYG Planners Pty Ltd?

If you have any questions regarding our privacy policy or handling of information, please contact us:
  • Phone Compliance Manager (03) 6440 3555
  • Postal
    • The Compliance Manager
      Level 1, 10 Wilson Street
      Burnie Tasmania 7320

Changes to this Privacy Policy

We reserve the right to review and amend this Privacy Policy from time to time and to notify you by posting an updated version on our website at www.fygplanners.com.au