Financial Planning Process
When you contact us, we propose to have an initial complimentary and obligation free meeting. Where we believe we can be of value and you wish to engage our services, we will seek to identify and understand your personal circumstances, needs, goals, concerns and objectives.
We will then design an appropriate financial strategy that seeks to best meet your needs. In our advice, we will consider aspects such as cash flow, taxation, investments, superannuation (including self-managed super funds), retirement income streams, redundancy planning, gearing, debt management, personal insurances and estate planning where applicable. Please note that we do not promote any tax driven schemes or products.
It is important to note that we will work with your tax adviser and solicitor where appropriate to ensure we achieve a consistent outcome.
We will then present this advice to you and ensure that you understand and are satisfied with the strategy and benefits.
If you agree to proceed with the recommendations, we will then implement the advice on your behalf. We will only proceed if we believe we can add genuine value.
We will review your financial plan on a periodical basis (normally six monthly) which considers changes to your changing needs and circumstances, changes to legislation (including superannuation, taxation and estate planning) and changes to investment markets. We will continue to work in conjunction with your accountant and solicitor, where required, providing reporting and discussing strategy detail.